How much do investment advisory services cost?

Investment advisory fees typically range from 0.5% to 2% of assets under management annually, varying by service level and portfolio size.

Investment advisory costs vary significantly based on service type, advisor credentials, portfolio size, and service complexity.

Typical fee ranges:

• $100K-$500K: 1.5%-2.0% annually
• $500K-$1M: 1.0%-1.5% annually
• $1M-$5M: 0.75%-1.25% annually
• $5M+: 0.5%-1.0% annually

Larger portfolios often receive tiered pricing with lower rates on higher asset levels.

Hourly Rates: $200-$500 per hour for specific consultations Project-Based: $1,000-$5,000 for comprehensive financial plans Flat Annual Fees: $2,000-$10,000 for ongoing advisory relationships Retainer Fees: Monthly fees ranging from $500-$2,500

• Custodial fees: $0-$100+ annually for account maintenance
• Trading commissions: $0-$10 per trade (many advisors use commission-free platforms)
• Fund expense ratios: 0.05%-2.0% for underlying investments
• Performance fees: Some advisors charge 10%-20% of returns above benchmarks

• Portfolio size and complexity
• Service scope (investment-only vs. comprehensive planning)
• Advisor experience and credentials
• Market competition

Consider whether advisor value (improved returns, reduced taxes, behavioral coaching) justifies costs. Studies suggest good advisors can add 1.5%-3% annual value through various strategies.

As Thomas Guenter from Finhouse notes, focus on net value after fees rather than just fee percentages when evaluating advisory services.

For personalized guidance, consult a Investment Advisory specialist on TinRate.