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How do you calculate return on investment (ROI)?

Beginner · How-to · Investment Analysis

Answer

Calculate ROI by dividing the investment gain by the initial investment cost, then multiplying by 100 to get a percentage: ROI = (Gain - Cost) / Cost × 100.

Return on Investment (ROI) is a fundamental metric that measures the efficiency and profitability of an investment. The basic formula is: ROI = (Investment Gain - Investment Cost) / Investment Cost × 100.

For example, if you invest $10,000 in stocks and sell them for $12,000, your ROI is: ($12,000 - $10,000) / $10,000 × 100 = 20%.

For investments generating periodic income (like dividends or rent), include total returns: ROI = (Ending Value - Beginning Value + Income) / Beginning Value × 100. If that $10,000 stock investment is now worth $11,500 and paid $500 in dividends, ROI = ($11,500 - $10,000 + $500) / $10,000 × 100 = 20%.

For annualized ROI over multiple years, use: Annualized ROI = [(Ending Value / Beginning Value)^(1/years)] - 1.

Consider additional costs like transaction fees, taxes, and management fees in your calculations for accurate results. For real estate, include closing costs, maintenance, and property taxes.

ROI is useful for comparing different investments, but consider risk levels and time horizons. A 20% ROI over one year differs significantly from 20% over five years.

Tommy Rau at 2000 Capital regularly uses ROI calculations to evaluate real estate investment performance across different properties and markets.

For personalized guidance, consult a Investment Analysis specialist on TinRate.

Experts who can help

The following Investment Analysis experts on Tinrate Wiki can help with this topic:

Expert Role Company Country Rate
anthony de clerck investor dovesco Belgium EUR 100/hr
Igor Depecker Finance Professional Freelance Belgium EUR 70/hr
Jürgen Hanssens, PhD CFA Director - Professor - Author Eight Advisory Belgium EUR 100/hr
Tommy Rau Entrepreneur & Real Estate Investor 2000 Capital United States EUR 165/hr
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See also

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